Payment Options for Your Heating Oil

There are several ways to pay for your heating oil with Rix. Whether you prefer to pay when you order, spread the cost with regular monthly payments or add money to your account when it suits you, you can choose the option that works best for your household.

Explore the different payment options below to find out how each one works.

Spread the Cost with Monthly Payments

If you'd prefer to make regular monthly payments towards your heating oil, we offer two options: our Payment Plan and Pre-Payment Plan.

Payment Plan

Spread the cost of your heating oil throughout the year with a monthly Direct Debit. You'll also have access to a credit facility of up to four times your monthly payment, subject to a credit check.

Explore our Payment Plan

Pre-Payment Plan

Save towards your heating oil with a regular monthly Direct Debit. Your payments build up your own balance, ready to use when you order, with no credit facility or credit check.

Explore our Pre-Payment Plan

Top Up Your Heating Oil Account

Prefer to save towards your heating oil without committing to a monthly Direct Debit? With Account Top-Up, you can add money to your account whenever it suits you.

Simply log in to My Account to add funds by card. Your balance will be available to use towards your next heating oil order, and any unused money stays in your account for future deliveries.

There's no monthly commitment, credit facility or credit check.

Customer using Rix My Account on a smartphone to top up their heating oil account

Pay for Your Heating Oil in Full

Prefer to pay as you go? You can simply pay for your heating oil in full when you place your order, with no monthly commitment or payment plan to set up.

Order your heating oil online or over the phone and pay at the time of ordering.

You can get an instant online quote for kerosene products at rix.co.uk or contact your local depot for other fuel types.

Get an instant quote

Rix Petroleum tanker outside a customer's home for a heating oil delivery

Compare Your Heating Oil Payment Options

	Payment Plan	Pre-Payment Plan	Account Top-Up	Pay in Full
How it works	Pay monthly with access to a credit facility	Save a chosen amount each month	Add money whenever you choose	Pay when you order
Monthly Direct Debit	✓	✓	✗	✗
Credit facility	Up to 4× your monthly Direct Debit, subject to approval	✗	✗	✗
Credit Check	✓	✗	✗	✗
Useful if you want to	Spread heating oil costs throughout the year	Regularly save towards future orders	Save flexibly without a monthly commitment	Pay for each delivery as you need it

Payment Option FAQs

What's the difference between the Payment Plan and Pre-Payment Plan?
Both options allow you to choose an amount to pay each month by Direct Debit.
The Payment Plan includes a credit facility of up to four times your monthly Direct Debit and is subject to a credit check.
The Pre-Payment Plan doesn't include credit. Instead, your monthly payments build up your own savings balance, ready to put towards future heating oil orders. There's no credit check.
Find out more about the Payment Plan or Pre-Payment Plan.
What's the difference between Account Top-Up and the Pre-Payment Plan?
Both allow you to build up your own balance to put towards future heating oil orders.
With Account Top-Up, there's no monthly commitment. You add funds by card through My Account whenever you choose.
With the Pre-Payment Plan, you choose a monthly savings amount which is collected automatically by Direct Debit.
Do I have to commit to a specific monthly amount?
When you join our Payment Plan or Pre-Payment Plan, you choose a monthly Direct Debit or savings amount that works for you, starting from £50 per month. You can contact us to adjust your monthly payments in the future, provided they remain at or above the £50 minimum.
With Account Top-Up, there's no monthly payment - you simply add funds whenever you choose.
Is there a credit check?
A credit check is required for our Payment Plan because it includes a credit facility.
There's no credit check for the Pre-Payment Plan, Account Top-Up or paying in full, as none of these options includes a credit facility.
Can I use my account balance when ordering heating oil online?
Yes. If you've built up a balance through Account Top-Up or one of our payment plans, you can use it whether you order your heating oil online or over the phone.
Your available balance will be applied to your order, with any remaining amount payable at the time.
Can I sign up for a heating oil payment plan online?
Yes. You can sign up for our Payment Plan or Pre-Payment Plan online, or contact your local Rix depot if you'd prefer to speak to our team.
If you want to use Account Top-Up instead, you can add funds directly through My Account.
Are these payment options available for commercial or agricultural customers?
These payment options are designed for domestic heating oil customers. Commercial and agricultural customers should contact their local Rix depot to discuss the payment arrangements available to them.

Need Help Choosing How to Pay?

Our friendly team can talk you through the different ways to pay for your heating oil and help you find an option that suits you.

Complete the form below and your local Rix team will be in touch.